
Numbers have always fascinated me. I started investing when I was 12 because I wanted to understand how they moved, why a single event could make market rise or fall. Most people see the trendlines on a chart; I saw stories hidden in them. Somewhere between the charts and candlesticks, I began to notice patterns that didn’t live on a screen but in real life. People walking miles for water, women saving coins in tin boxes, and families where effort didn’t equal opportunity. That didn’t add up!
So instead of writing about inequality, I spent months building Jeevandhara. It’s a project to help rural communities gain water security and financial independence. I worked with farmers, women, and children to find what would last. I thought I was helping but what I didn’t realize was how much I would learn about resilience, decision-making, and how real change happens when people own it, not when it’s handed to them.
If I had to describe myself, I would say I’m curious, analytical, and (quietly) persistent.

· Impacting over 1,200 families across 12 villages in 4 states.
· Constructed 12 borewells, 4 farm ponds, planted 700+ trees.
· Conducted over 50 financial literacy workshops for women
· Installed a solar-powered osmosis water
· Recognized by Member of Parliament (MP) and Member of Legislative Assembly (MLA), with wide

I started trading when I was twelve. I wanted to understand why markets move with just one headline. At first, the charts looked like puzzles. Eventually, I started noticing what these lines couldn’t show: emotion, trust, and instinct behind every move.
To learn more, I built a few screeners to track companies and patterns. I tested filters, compared trends, and spent hours watching how small pieces of news could shift investor behavior. What began as a hobby soon turned a way to study how people think when faced with risk and uncertainty. The journey has been exciting. So far:
• Achieved 19.2% CAGR
• Practicing technical analysis on LSEG Workspace and TradingView. Built 200+ technical charts and 3 prop. Indicators on PineScript.
• Invited to present twice before 500+ veteran investors, including Mr. Arun Mukherjee, Mr. Ajay Bagga, and hedge fund managers.
When I started Jeevandhara, I had more ideas than experience. I began working with a group of farmers to find ways to solve water shortages and help rural women understand the government schemes they could use to save and invest. Soon I realised, I couldn’t do it alone. That’s when I met the team at Bala Vikasa, one of India’s leading community-development organization. They became my mentors, partners and sounding boards.
Together, we worked with local leaders to implement water systems, held workshops for women on financial planning, created women-led savings circles, and conducted sessions in schools on water conservation. Through these experiences, I learnt real change lasts when communities lead it themselves.
Today, Jeevandhara has grown from one village to eleven. We have built borewells, farm ponds, solar-powered irrigation systems but what’s rewarding is seeing the mindset shift. Women now form their own savings groups, farmers plan ahead for dry seasons, and I often get asked which SIP could help send their children to college or support them during a drought year.
Over time, our efforts began to get noticed – by Member of Parliament (MP) and Member of Legislative Assembly (MLA) who supported our expansion, and by regional newspapers and TV channels that shared stories of how local collaboration was driving measurable change. These moments of recognition are helping Jeevandhara reach more families who need it the most.
More than anything, this journey has taught me that collaboration multiples impact and change is built together.
Research Intern with Citrus advisors | 6 weeks (Grade 11- 12)
· Worked with VP and analysts to screen and fundamentally evaluate 150+ small-cap companies through in-depth balance sheet, cash flow, and annual report analysis.
• Proposed integration of technical analysis frameworks into fundamental research models to improve entry efficiency.
• Presented 10 technical analysis reports and charts on NIFTY Midcap stocks directly to the CEO.
Research Intern | Avati consulting solutions | 13 weeks (grade 10-11)
· Conducted research on BASEL norms, focusing on capital adequacy and risk weighting. Prepared reports for analysts.
· Presented 28-page report on the impact of disclosure gaps on broader solvency concerns.
· Developed a Python tool to systemize bank evaluation basis BASEL norms, integrated into company’s operations.
Paper 1: Does the Variance Risk Premium (VRP) from NIFTY Options Drive Excess Returns?
Published in: EconomicSciences; Mentor: Dr. Nikhil Tamta, SRCC, University of Delhi
I studied how volatility pricing reflects investor behavior. I found that markets often price perceived risk faster than actual risk, showing how psychology drives performance.
Paper 2: Quasi-Arbitrage in ADR–Indian Equity Pairs
Published in: AIJFR (Peer Score: 8/10)
Explored price inefficiencies between U.S.-listed Indian ADRs and domestic equities. Through my research, I discovered how global news and U.S. macro events ripple through Indian markets, creating short-lived behavioral gaps.
Co-author - Virtuoso (Published book in Grade 9)
Youngest co-author and contributor
Wrote on the legality, global adoption challenges, economic implications, and implementation of cryptocurrencies as a legal tender.
Some of the most meaningful ideas I have found have come from unexpected conversations.
If you share an interest in stock markets, community building, social innovation, or future of impact-driven economics, let’s connect: arshhora@hotmail.com; www.linkedin.com/in/arshhora

o Upstand not bystand – Advocated for anti-bullying and anti-harassment
o Aneknama - Promoted diversity and inclusion
o Project Kalaa - Raised funds and awareness for underprivileged artisans
o Minds Matter – Advocated for mental health prioritization and awareness.




Score: 117 | Distinction Award (Top 5% worldwide) | Country Rank: 45 | Qualified for AIME

Silver Honor 2024;
Bronze Honor 2023

Score: 57 of 60
International Rank: 18

Recognized for outstanding academic performance in IGCSE (1/5 out of 110 students)

If you have any questions or would like to collaborate on a project, feel free to contact me via email or LinkedIn. I am always open to new opportunities and challenges.

Youngest co-author and contributor.
Wrote on the legality, global adoption challenges, economic implications, and implementation of cryptocurrencies as a legal tender.

International Rank: 62; Top ~1.6%
Distinction Awarded




Commended for my work in Madhya Pradesh for addressing water security, financial literacy, and sustainable farming practices.

Acknowledged for my work in the State of Telangana by providing access to water, financial literacy workshops for women, supporting them in opening bank accounts and access government schemes.

Partnered with the team at Bala Vikasa, one of India’s leading community-development organization, who are my mentors, partners and sounding boards for Jeevandhara Project


Acknowledged for understanding real challenges and addressing the same by constructing 4 borewells and 1 farm pond along with supporting women with financial literacy sessions. Also, curated guide for relevant government schemes in Marathi.

Curated a ready guide for women in Maharashtra outlining relevant government schemes. This was translated in their local language, Marathi.
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